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Future of Banking: Reports and resources

For those looking at industry futures, we have compiled some of the more interesting and useful recent free, no registration reports available on the future of banking.

Report Name Organisation Pub Date Geography Pages Overview
Redefine Banking with Artificial Intelligence Accenture January 2018 Global 20 How banks can make use of the largely untapped potential of AI.
Future Workforce Banking Survey | Realizing the Full Value of AI Accenture April 2018 Global 24 Short term impact on the banking workforce from the implementation of AI. How AI and the workforce should complement each other, new roles and skills for the workforce.
The Next-Generation Corporate Bank BCG December 2016 Global 25 Three possible scenarios for the future of corporate banking.
Tomorrow’s World : A Look At The Future Of Banking MX June 2017 Global 28 Seven scenarios through the eyes of consumer personas at a fictional bank.
The Future of Banking: 2025 Rise of Digital Banking Superstores Greenwich Associates November 2016 Global 24 By 2025, leading banks will be operating as digital financial superstores that blur the line between technology companies and banks.
The Invisible Bank KPMG October 2016 Global 12 A vision for the future of retail banking by the year 2030.
The Power of Personalization BCG May 2018 Global 28 Short term predictions for retail banks around the world. Banks are about midway through their digital transformation journeys (either for cost or to add value). To make further progress in digitizing for value, retail banks around the world must address two emerging imperatives: personalization and continuous delivery.
How to Flourish in an Uncertain Future : Open Banking Deloitte June 2017 UK, Europe 36 This paper explains what open banking really means and lays out scenarios for the future that it will create.
The Future of Growth and the Banking Industry Grant Thornton LLP May 2017 US, Global 16 The authors survey 350 U.S. banking executives to find out how they are shaping their firms to succeed in the future, looking in detail at how they plan to create, protect and transform value in an era of political uncertainty and technological disruption.
A Vision for Platform-based Banking Ernst & Young February 2018 Global 16 Emerging FinTech companies threaten traditional banks’ vertically integrated and product-focused business model. A banking platform brings benefits to all stakeholders. It establishes standards for third-party FinTech developers to build products and services on behalf of bank customers while allowing the banks to deliver a unified banking experience.
Break Free of Your Core Banking ASP Model Accenture October 2017 Global 12 The core banking ASP model at most banks is rigid, costly to maintain and slow to change. Banks shoud re-structure their core IT systems in order to create a more agile and innovative way to grow and compete.
Banking Technology Vision 2018 : Building the Future-Ready Bank Accenture April 2018 Global 30 Technology trends which will have a significant impact on the banking industry.
Banking of the Future: Embracing Technologies Ernst & Young February 2018 India 44 The digitalization trend in India’s banking sector and the rise of FinTech.
The Bank Of The Future: The ABCs of Digital Disruption in Finance Citigroup March 2018 Global 124 The authors identify 4 major disruptors in finance (AI, Big Tech, Core Banking & Cloud, and Digital Assets) and express their points of view regarding how banks may adapt to the new environment.
The Future of Bank Risk Management McKinsey July 2016 Global 7 How risk management in banking will evolve over the next decade.
Capital Markets: Building the Investment Bank of the Future Ernst & Young October 2016 Global 16 Investment banks need to fundamentally rethink the way they are structured and operate. The report describes 5 goals which banks should focus on.

Report Name
Tomorrow’s World : A Look At The Future Of Banking
Organisation
MX
Pub Date
June 2017
Geography
Global
Pages
28
Overview
Seven scenarios through the eyes of consumer personas at a fictional bank.
Report Name
The Future of Banking: 2025 Rise of Digital Banking Superstores
Organisation
Greenwich Associates
Pub Date
November 2016
Geography
Global
Pages
24
Overview
By 2025, leading banks will be operating as digital financial superstores that blur the line between technology companies and banks.
Report Name
The Invisible Bank
Organisation
KPMG
Pub Date
October 2016
Geography
Global
Pages
12
Overview
A vision for the future of retail banking by the year 2030.
Report Name
The Power of Personalization
Organisation
BCG
Pub Date
May 2018
Geography
Global
Pages
28
Overview
Short term predictions for retail banks around the world. Banks are about midway through their digital transformation journeys (either for cost or to add value). To make further progress in digitizing for value, retail banks around the world must address two emerging imperatives: personalization and continuous delivery.
Report Name
How to Flourish in an Uncertain Future : Open Banking
Organisation
Deloitte
Pub Date
June 2017
Geography
UK, Europe
Pages
36
Overview
This paper explains what open banking really means and lays out scenarios for the future that it will create.
Report Name
The Future of Growth and the Banking Industry
Organisation
Grant Thornton LLP
Pub Date
May 2017
Geography
US, Global
Pages
16
Overview
The authors survey 350 U.S. banking executives to find out how they are shaping their firms to succeed in the future, looking in detail at how they plan to create, protect and transform value in an era of political uncertainty and technological disruption.
Report Name
A Vision for Platform-based Banking
Organisation
Ernst & Young
Pub Date
February 2018
Geography
Global
Pages
16
Overview
Emerging FinTech companies threaten traditional banks’ vertically integrated and product-focused business model. A banking platform brings benefits to all stakeholders. It establishes standards for third-party FinTech developers to build products and services on behalf of bank customers while allowing the banks to deliver a unified banking experience.
Report Name
Break Free of Your Core Banking ASP Model
Organisation
Accenture
Pub Date
October 2017
Geography
Global
Pages
12
Overview
The core banking ASP model at most banks is rigid, costly to maintain and slow to change. Banks shoud re-structure their core IT systems in order to create a more agile and innovative way to grow and compete.
Report Name
Banking Technology Vision 2018 : Building the Future-Ready Bank
Organisation
Accenture
Pub Date
April 2018
Geography
Global
Pages
30
Overview
Technology trends which will have a significant impact for the banking industry.
Report Name
Banking of the Future: Embracing Technologies
Organisation
Ernst & Young
Pub Date
February 2018
Geography
India
Pages
44
Overview
The digitalization trend in India’s banking sector and the rise of FinTech.
Report Name
The Bank Of The Future: The ABCs of Digital Disruption in Finance
Organisation
Citigroup
Pub Date
March 2018
Geography
Global
Pages
124
Overview
The authors identify 4 major disruptors in finance (AI, Big Tech, Core Banking & Cloud, and Digital Assets) and express their points of view regarding how banks may adapt to the new environment.
Report Name
The Future of Bank Risk Management
Organisation
McKinsey
Pub Date
July 2016
Geography
Global
Pages
7
Overview
How will the risk management in banking evolve over the next decade.
Report Name
Capital Markets: Building the Investment Bank of the Future
Organisation
Ernst & Young
Pub Date
October 2016
Geography
Global
Pages
16
Overview
Investment banks need to fundamentally rethink the way they are structured and operate. The report describes 5 goals which banks should focus on.

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