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Future of Banking: Reports and resources
For those looking at industry futures, we have compiled some of the more interesting and useful recent free, no registration reports available on the future of banking.
| Report Name | Organisation | Pub Date | Geography | Pages | Overview |
| Redefine Banking with Artificial Intelligence | Accenture | January 2018 | Global | 20 | How banks can make use of the largely untapped potential of AI. |
| Future Workforce Banking Survey | Realizing the Full Value of AI | Accenture | April 2018 | Global | 24 | Short term impact on the banking workforce from the implementation of AI. How AI and the workforce should complement each other, new roles and skills for the workforce. |
| The Next-Generation Corporate Bank | BCG | December 2016 | Global | 25 | Three possible scenarios for the future of corporate banking. |
| Tomorrow’s World : A Look At The Future Of Banking | MX | June 2017 | Global | 28 | Seven scenarios through the eyes of consumer personas at a fictional bank. |
| The Future of Banking: 2025 Rise of Digital Banking Superstores | Greenwich Associates | November 2016 | Global | 24 | By 2025, leading banks will be operating as digital financial superstores that blur the line between technology companies and banks. |
| The Invisible Bank | KPMG | October 2016 | Global | 12 | A vision for the future of retail banking by the year 2030. |
| The Power of Personalization | BCG | May 2018 | Global | 28 | Short term predictions for retail banks around the world. Banks are about midway through their digital transformation journeys (either for cost or to add value). To make further progress in digitizing for value, retail banks around the world must address two emerging imperatives: personalization and continuous delivery. |
| How to Flourish in an Uncertain Future : Open Banking | Deloitte | June 2017 | UK, Europe | 36 | This paper explains what open banking really means and lays out scenarios for the future that it will create. |
| The Future of Growth and the Banking Industry | Grant Thornton LLP | May 2017 | US, Global | 16 | The authors survey 350 U.S. banking executives to find out how they are shaping their firms to succeed in the future, looking in detail at how they plan to create, protect and transform value in an era of political uncertainty and technological disruption. |
| A Vision for Platform-based Banking | Ernst & Young | February 2018 | Global | 16 | Emerging FinTech companies threaten traditional banks’ vertically integrated and product-focused business model. A banking platform brings benefits to all stakeholders. It establishes standards for third-party FinTech developers to build products and services on behalf of bank customers while allowing the banks to deliver a unified banking experience. |
| Break Free of Your Core Banking ASP Model | Accenture | October 2017 | Global | 12 | The core banking ASP model at most banks is rigid, costly to maintain and slow to change. Banks shoud re-structure their core IT systems in order to create a more agile and innovative way to grow and compete. |
| Banking Technology Vision 2018 : Building the Future-Ready Bank | Accenture | April 2018 | Global | 30 | Technology trends which will have a significant impact on the banking industry. |
| Banking of the Future: Embracing Technologies | Ernst & Young | February 2018 | India | 44 | The digitalization trend in India’s banking sector and the rise of FinTech. |
| The Bank Of The Future: The ABCs of Digital Disruption in Finance | Citigroup | March 2018 | Global | 124 | The authors identify 4 major disruptors in finance (AI, Big Tech, Core Banking & Cloud, and Digital Assets) and express their points of view regarding how banks may adapt to the new environment. |
| The Future of Bank Risk Management | McKinsey | July 2016 | Global | 7 | How risk management in banking will evolve over the next decade. |
| Capital Markets: Building the Investment Bank of the Future | Ernst & Young | October 2016 | Global | 16 | Investment banks need to fundamentally rethink the way they are structured and operate. The report describes 5 goals which banks should focus on. |
| Report Name |
| Tomorrow’s World : A Look At The Future Of Banking |
| Organisation |
| MX |
| Pub Date |
| June 2017 |
| Geography |
| Global |
| Pages |
| 28 |
| Overview |
| Seven scenarios through the eyes of consumer personas at a fictional bank. |
| Report Name |
| The Future of Banking: 2025 Rise of Digital Banking Superstores |
| Organisation |
| Greenwich Associates |
| Pub Date |
| November 2016 |
| Geography |
| Global |
| Pages |
| 24 |
| Overview |
| By 2025, leading banks will be operating as digital financial superstores that blur the line between technology companies and banks. |
| Report Name |
| The Invisible Bank |
| Organisation |
| KPMG |
| Pub Date |
| October 2016 |
| Geography |
| Global |
| Pages |
| 12 |
| Overview |
| A vision for the future of retail banking by the year 2030. |
| Report Name |
| The Power of Personalization |
| Organisation |
| BCG |
| Pub Date |
| May 2018 |
| Geography |
| Global |
| Pages |
| 28 |
| Overview |
| Short term predictions for retail banks around the world. Banks are about midway through their digital transformation journeys (either for cost or to add value). To make further progress in digitizing for value, retail banks around the world must address two emerging imperatives: personalization and continuous delivery. |
| Report Name |
| How to Flourish in an Uncertain Future : Open Banking |
| Organisation |
| Deloitte |
| Pub Date |
| June 2017 |
| Geography |
| UK, Europe |
| Pages |
| 36 |
| Overview |
| This paper explains what open banking really means and lays out scenarios for the future that it will create. |
| Report Name |
| The Future of Growth and the Banking Industry |
| Organisation |
| Grant Thornton LLP |
| Pub Date |
| May 2017 |
| Geography |
| US, Global |
| Pages |
| 16 |
| Overview |
| The authors survey 350 U.S. banking executives to find out how they are shaping their firms to succeed in the future, looking in detail at how they plan to create, protect and transform value in an era of political uncertainty and technological disruption. |
| Report Name |
| A Vision for Platform-based Banking |
| Organisation |
| Ernst & Young |
| Pub Date |
| February 2018 |
| Geography |
| Global |
| Pages |
| 16 |
| Overview |
| Emerging FinTech companies threaten traditional banks’ vertically integrated and product-focused business model. A banking platform brings benefits to all stakeholders. It establishes standards for third-party FinTech developers to build products and services on behalf of bank customers while allowing the banks to deliver a unified banking experience. |
| Report Name |
| Break Free of Your Core Banking ASP Model |
| Organisation |
| Accenture |
| Pub Date |
| October 2017 |
| Geography |
| Global |
| Pages |
| 12 |
| Overview |
| The core banking ASP model at most banks is rigid, costly to maintain and slow to change. Banks shoud re-structure their core IT systems in order to create a more agile and innovative way to grow and compete. |
| Report Name |
| Banking Technology Vision 2018 : Building the Future-Ready Bank |
| Organisation |
| Accenture |
| Pub Date |
| April 2018 |
| Geography |
| Global |
| Pages |
| 30 |
| Overview |
| Technology trends which will have a significant impact for the banking industry. |
| Report Name |
| Banking of the Future: Embracing Technologies |
| Organisation |
| Ernst & Young |
| Pub Date |
| February 2018 |
| Geography |
| India |
| Pages |
| 44 |
| Overview |
| The digitalization trend in India’s banking sector and the rise of FinTech. |
| Report Name |
| The Bank Of The Future: The ABCs of Digital Disruption in Finance |
| Organisation |
| Citigroup |
| Pub Date |
| March 2018 |
| Geography |
| Global |
| Pages |
| 124 |
| Overview |
| The authors identify 4 major disruptors in finance (AI, Big Tech, Core Banking & Cloud, and Digital Assets) and express their points of view regarding how banks may adapt to the new environment. |
| Report Name |
| The Future of Bank Risk Management |
| Organisation |
| McKinsey |
| Pub Date |
| July 2016 |
| Geography |
| Global |
| Pages |
| 7 |
| Overview |
| How will the risk management in banking evolve over the next decade. |
| Report Name |
| Capital Markets: Building the Investment Bank of the Future |
| Organisation |
| Ernst & Young |
| Pub Date |
| October 2016 |
| Geography |
| Global |
| Pages |
| 16 |
| Overview |
| Investment banks need to fundamentally rethink the way they are structured and operate. The report describes 5 goals which banks should focus on. |
